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August 24, 2010
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Accident News

 

There's The Cost Of The Vehicle Itself, Maintenance, Repairs, Fuel And Auto Insurance

Driving is a privilege, but it comes with a price tag. There's the cost of the vehicle itself, maintenance, repairs, fuel and auto insurance. Many states require you to carry a basic, minimum level of auto insurance. It's a way of sharing the risks of driving. You pay premiums to an insurance company for coverage. In return, your coverage will protect you against most financial losses that might otherwise be staggering.

Auto insurance is more than a matter of insuring your vehicle for loss or repairs after an accident. It is a financial safety net that can help you offset the cost of:

Bodily injuries to yourself or others

Lost wages due to injury

Benefits to survivors when an accident results in death

Lawsuits brought against you as the result of an accident

Repairs made to your car due to damage caused in an accident.

This Web site will guide you through some important decisions about your automobile insurance. How much coverage do you really need? How much liability insurance? Is there any way to save money on auto insurance? First, you'll need to know just what kinds of coverages are available. Many states require a basic liability coverage, but you must decide how much additional insurance you need. You select a package of insurance from standard types of coverage - a package that will protect you, your family, your vehicle and your assets. Your particular package could include:
Bodily Injury Liability

Property Damage Liability

Collision Coverage

Comprehensive Coverage

Medical Payments Coverage

Uninsured/Underinsured Motorist Protection

 

 

 

Contact our Maine Accident Lawyers if you have ever experienced a personal injury and think others are at fault for the accident.

 

 
Did You Know?    
 
 
74% Of Passenger Vehicle Occupants Who Were Ejected from The Vehicle Were Killed
Safety belts are effective in preventing total ejections: only 1% of the occupants reported to have been using restraints were totally ejected, compared with 29% of the unrestrained occupants.

 


  Newsroom  
 


Two-Vehicle Crash Critically Injures Teen
Chesterfield County Police are investigating a two-vehicle crash that critically injured a 16-year-old girl. The crash occurred in the 9000 block o...
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Not Find Any Evidence Of An Obstruction
 A look at the timeline of events sheds greater light on the allegations.  Initially, over the course of numerous interviews and informal...
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More news >

 
 

Terms

 


Today's Terms

Subrogation

Definition:
The process in which an insurance company, after paying a loss to its insured, recovers the amount of the loss for damages (plus the insured's deductible) from the legally liable party.

Limited Tort

Definition:
Offers savings on your premiums. You are still able to recover all out-of-pocket medical and other expenses, however you are not able to recover non-monetary damages or receive payments for pain and suffering unless injuries are defined as serious.

Hearsay

Definition:
Evidence based on what the witness has heard someone else say, rather than what the witness has personally experienced or observed.

More Terms >

 

Resources

 


More Resources >

 

Hot Topics

 

  • DUI Car Accidents
  • Aggresive Driving
  • Catastrophic Injuries
  • Speeding Accidents

More Topics >

Maine Car Accident Lawyers

 
If you live in one of the following cities and have been in an auto accident you should contact an Maine Car Accident Lawyers as soon as possible:

  • Auburn
  • Augusta
  • Bangor
  • Biddeford
  • Brunswick
  • Lewiston
  • Portland
  • Saco
  • Sanford
  • Scarborough
  • South Portland
  • Waterville
  • Westbrook
  • Windham
  Need to find a Car Accident Lawyer Nationwide? Visit CarAccidentAttorneys.com


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